Being self-employed gives you the freedom and flexibility to set your own hours, work at your own pace and be your own boss. Unfortunately, self-employment also means lack of a steady income, no sick or vacation days, and no employer-provided health benefits. The federal government requires that everyone have health insurance or face an IRS… Continue Reading ›

It’s Time to Get Creative About Your Health Insurance As an artist, writer, photographer or other creative professional, you may love the freedom you have working for yourself and building a solid portfolio. But as a freelancer, you already deal with unpredictable income, which can make it difficult to budget properly. Unfortunately, the fact that… Continue Reading ›

Buying or Bundling Alternative Health Insurance Products Could Save You Money Finding and enrolling in an affordable health insurance plan is a challenging and perplexing process. The Affordable Care Act requires you to enroll in a qualifying health insurance plan or face a monetary penalty. The ACA alone makes it difficult enough to figure out… Continue Reading ›

Looking for Insurance? How to Get Covered as an Independent Contractor Freelancers made up over a third of the U.S. workforce in 2014, and that percentage is likely to grow as workers branch out into independent territory. Even people who are working in brick-and-mortar businesses, like hairdressers, tattoo artists, taxi drivers or baristas, may work… Continue Reading ›

Can’t Afford Major Medical Insurance? You Can Still Get Covered. With medical costs skyrocketing and the never-ending uncertainty surrounding the future of Obamacare, many Americans are foregoing enrolling in major medical health insurance plans. Millions of people in the U.S. just can’t afford rising monthly premiums and out-of-pocket expenses. Because medical costs are astronomical in… Continue Reading ›