Short Term Medical
Budget-friendly plans for temporary gaps in coverage
Plans starting at $40.70/month
Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15000 deductible, 50/50 coinsurance.
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What are short term medical plans?
Short term health insurance is designed to help you stay covered when you’re between other health insurance solutions
Benefit Options May Include:
- Doctor office visits
- Urgent care visits
- Trips to the ER
- Hospital stays
- Preventive care
- Prescriptions
Plans vary by state and limits may apply to some benefits.

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Compare these fast, flexible, and budget-friendly temporary insurance options
Short Term Medical
PLANS STARTING AT
$40.70 /mo
Brochure: Plan Benefits, Exclusions, and Limitations
Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15000 deductible, 50/50 coinsurance.
- 1 month – nearly 1 year (varies by state)
- Fast, flexible, basic coverage
- Pre-existing conditions not covered
- Coverage for Rx drugs on most plans
- Some preventive care on most plans
TriTerm Medical
PLANS STARTING AT
$103.71 /mo
Brochure: Plan Benefits, Exclusions, and Limitations
Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15000 deductible, 50/50 coinsurance.
- Nearly 3 years (varies by state)
- Longer lasting, enhanced coverage
- Pre-existing covered after 1st year
- More coverage for Rx drugs on most plans
- Preventive care on most plans
Frequently Asked Questions
How much are short term plans?
*Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15000 deductible, 50/50 coinsurance.
Why should I buy coverage at all?
Am I eligible for short term health insurance?
Who is short term health insurance for?
- Temporary alternativeMajor medical insurance is great, but is sometimes unavailable to you. Short term coverage can be a cost- effective, more limited alternative until the next time an Affordable Care Act plan is a realistic option for you.
- Job changesIf you’re between jobs or starting a new one, short term coverage can bridge the gap while you’re waiting for new work-based health insurance to start.
- Early retirementA short term health plan may be a good fit for you if you retired early but aren’t eligible for Medicare yet (age 65+). These plans can bridge the gap between coverage.
- On your ownTurning 26? You’ll soon lose access to your parents’ family health plan. Short term offers coverage when you’re branching out on your own.
- Self-employmentWork for yourself? Short term health insurance may be just the kind of coverage you’re looking for. It’s as flexible and convenient as your work situation.
- Family needsDifferent families have different health insurance needs. Short term plans can accommodate individuals, and in most states couples and even families with kids.