It’s 3 a.m., you’re doubled up with stomach pain and your only option is to head to the ER for care. You don’t have health insurance, but everyone knows a hospital has to treat you even if you don’t have any coverage. It’s the law, right? Well, yes and no. Regardless...
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How to Make the Most of That New Health Plan You Just Bought
How to Make the Most of That New Health Plan You Just Bought In your quest for affordable coverage, you may have selected a different health plan for this year than the type that you're used to having. This may mean that you went with a short term plan instead of...
Domestic Healers: Life, Liberty & The Pursuit of Healthcare in 1776
A little over a year before radical patriots met in a hot room in Philadelphia to ratify the Declaration of Independence, war broke out between the American Colonies and Britain at the Battle of Lexington and Concord. The “shot heard ‘round the world” in April 1775...
You Just Got Health Insurance. Now What?
Whether you're fresh out of school and starting your career or you finally landed a job that includes full benefits, getting your first health insurance policy can feel like a big step into adulthood – and kind of overwhelming at the same time. There's nothing like...
Missed Open Enrollment for Obamacare? You Might Have Other Options
Even when the open enrollment period for the coverage sold on Affordable Care Act (Obamacare) exchanges has ended, it's still possible to enroll in many types of health insurance. Whether you’re a parent who needs health insurance for your family or you need...
How to Report Your Income If You’re Self-Employed & Need Obamacare
When you apply for coverage through an Affordable Care Act (ACA or Obamacare) health insurance marketplace, you're required to provide an estimate of the coming year's income. If you're a salaried employee who brings home the same amount of money in each paycheck,...
Funding for Navigators Cut – Good News for Short Term Plans?
The Trump administration announced in mid-July that it would reduce funding for Healthcare.gov navigators this fall and encourage them to guide enrollees toward short term healthcare policies. Navigators were implemented as part of the ACA to help consumers purchase...
5 Million Fewer in ACA Plans by 2028 – CBO Report
In May 2018, the Congressional Budget Office (CBO) released its report on federal subsidies for health insurance coverage for people under the age of 65. The report included predictions related to subsidies provided by the government that help offset the cost of...
States Try to Innovate with Healthcare
With reports that insurance premiums for policies purchased in Affordable Care Act (ACA) marketplaces will rise as much as 30 percent in 2019, states are looking at innovative ways to help residents keep health insurance costs low while keeping their coverage. States...
Healthcare Tops 2018 Voter Concerns
As the 2018 United States midterm elections approach, polling company Gallup released new results suggesting that healthcare tops the issues of concern to voters. Although the poll, released on March 26, was taken over seven months before the elections and much may...