Since the 2017 open enrollment period started on November 15, more than 4 million people have enrolled in a qualifying health plan via the federal marketplace at With about six weeks left until the annual signup period ends, the number of people gaining access to affordable health plans continues to rise. The Centers for… Continue Reading ›

With the new healthcare law firmly in place, millions of Americans saw great improvements to the cost and availability of their healthcare options nationwide last year. If you took advantage of low-cost options or subsidies on the marketplace, then you know firsthand how beneficial the ACA is to the average American family. Unfortunately, not everyone… Continue Reading ›

You know the feeling – that tired, achy-all-over, miserable feeling that shows up just before you get sick. Is it the cold or flu? The common cold and influenza share similar features. Both can knock you off your feet, and both are easily spread to other people. But while a cold can linger for a… Continue Reading ›

Over 1.1 million people enrolled in health insurance during the third and fourth weeks of open enrollment. According to a biweekly snapshot released on November 30 by the Centers for Medicare and Medicaid Services (CMS), enrollment is gaining substantial ground as we head into the second month. The annual signup period runs from November 1… Continue Reading ›

Obamacare RFID Chip This website has been created to help Americans concerned the Obamacare Chip rumor regarding the affordable care act, also known as “Obamacare” having a specific mandate that requires that every American receive an implantable RFID chip by some specific date, separate Fact from Fiction. First and foremost, the “Obamacare Chip” or the “Obamacare… Continue Reading ›

Just 12 days into open enrollment 2017, more than 1 million people have signed up for health insurance. According to the Centers for Medicare and Medicaid Studies (CMS), which has been tracking health insurance signups under the Affordable Care Act over the last six years, there’s been an upswing in enrollment this year – over… Continue Reading ›

The Affordable Care Act continues to draw debate from politicians, particularly as we head into the presidential election this November. Open enrollment for 2017 starts just a few days before the national election, so both candidates need to offer strong options for strengthening, revising or replacing the current health care law depending on their stances…. Continue Reading ›

In the first article of our series on the Notice of Benefit and Payment issued by the Department of Health and Human Services (HHS) in August, we went over the risk adjustment program, which is a major incentive for insurers that participate in federal and state marketplaces. Assessing risk is essential to setting insurance rates… Continue Reading ›

The Obamacare marketplaces will offer different choices for millions of consumers in 2017. Next year, three major insurers along with several smaller companies will no longer be participating in federal or state exchanges. If you have a plan with Humana, Aetna, United Healthcare or another insurer that has cut ties with the marketplace, then you… Continue Reading ›

The debate to legalize personal drug purchases from other countries has been thwarted repeatedly by the FDA and pharmaceutical industry for years. Currently, imports are considered illegal due to the high risk of finding counterfeit medicines, but it results in unfair competition and a lack of transparency regarding product pricing. Americans spend more on prescription… Continue Reading ›