A little over a year before radical patriots met in a hot room in Philadelphia to ratify the Declaration of Independence, war broke out between the American Colonies and Britain at the Battle of Lexington and Concord. The “shot heard ‘round the world” in April 1775 marked a turning point for the country and the… Continue Reading ›
Whether you’re fresh out of school and starting your career or you finally landed a job that includes full benefits, getting your first health insurance policy can feel like a big step into adulthood – and kind of overwhelming at the same time. There’s nothing like the peace of mind that comes with knowing you… Continue Reading ›
Even when the open enrollment period for the coverage sold on Affordable Care Act (Obamacare) exchanges has ended, it’s still possible to enroll in many types of health insurance. Whether you’re a parent who needs health insurance for your family or you need individual health insurance, many options exist, including both government programs and ones… Continue Reading ›
When you apply for coverage through an Affordable Care Act (ACA or Obamacare) health insurance marketplace, you’re required to provide an estimate of the coming year’s income. If you’re a salaried employee who brings home the same amount of money in each paycheck, that’s a straightforward request. But if you’re a self-employed person whose income… Continue Reading ›
The Trump administration announced in mid-July that it would reduce funding for Healthcare.gov navigators this fall and encourage them to guide enrollees toward short term healthcare policies. Navigators were implemented as part of the ACA to help consumers purchase products in the public exchange. Nonprofit organizations received federal grants to hire people that helped guide… Continue Reading ›
In May 2018, the Congressional Budget Office (CBO) released its report on federal subsidies for health insurance coverage for people under the age of 65. The report included predictions related to subsidies provided by the government that help offset the cost of health insurance coverage. Projected Health Insurance Coverage According to the numbers compiled by… Continue Reading ›
With reports that insurance premiums for policies purchased in Affordable Care Act (ACA) marketplaces will rise as much as 30 percent in 2019, states are looking at innovative ways to help residents keep health insurance costs low while keeping their coverage. States like Iowa and Tennessee have discovered loopholes in the ACA that may allow… Continue Reading ›
As the 2018 United States midterm elections approach, polling company Gallup released new results suggesting that healthcare tops the issues of concern to voters. Although the poll, released on March 26, was taken over seven months before the elections and much may change in the interim, it is part of a long-term trend. Per Gallup,… Continue Reading ›
Starting next year, health insurance companies will have greater leeway when it comes to increasing premiums for their plans. In a final rule issued in April 2018, the Centers for Medicare and Medicaid Services made changes to the regulations that govern rate hikes. Beginning in 2019, insurance companies will have to submit new rates for… Continue Reading ›
House Speaker Paul Ryan announced in early April that he will be leaving office in January after a nearly 20-year career in Congress. The response has been mixed, not to mention divided along party lines. Ryan will vacate his position in government without accomplishing two of his more highly publicized political goals: entitlement reform and… Continue Reading ›