If you’ve recently become eligible for Medicare, you may be confused about your options for coverage, particularly whether you should choose original Medicare or Medicare Advantage. Both offer healthcare coverage, and it’s possible that premium costs are not significantly different. But actual coverage and your out-of-pocket expenses can differ significantly depending on what you choose…. Continue Reading ›

The Affordable Care Act (ACA) was passed in 2010 with major provisions taking effect in 2013. The law was a complete overhaul and expansion of the healthcare system in America, perhaps the biggest overhaul to date and a significant federal move since the passage of Medicare and Medicaid in 1965. Although the ACA (also called… Continue Reading ›

On November 17, the Centers for Medicare and Medicaid Services (CMS) announced premiums, deductibles and coinsurance amounts for Original Medicare (Parts A and B). Medicare Part A enrollees will see slight increases in coinsurance rates and the yearly deductible. For new customers and those who aren’t receiving Social Security benefits, premium rates are expected to… Continue Reading ›

If you’re about to celebrate or recently celebrated your 65th birthday, there’s a lot of exciting things to look forward to, including health coverage from Medicare. If you’ve paid out of pocket for expensive individual health insurance or had coverage through your employer previously, you may be excited to join the Medicare market for a… Continue Reading ›

The Centers for Medicare and Medicaid (CMS) announced recently that people affected by Hurricanes Harvey, Irma and Maria may be eligible for a special enrollment period for Medicare as well as the health insurance exchanges. These changes could make it easier for those most seriously affected by the 2017 hurricane season to manage their healthcare…. Continue Reading ›

If you’re a Medicare beneficiary, or you’re about to become one, then you’ve probably heard about Medicare Part D. This portion of Medicare is separate from original Medicare (Parts A and B), and it was introduced in 2003 as part of reforms signed into law by then-President Bush. Before you sign up for coverage, let’s… Continue Reading ›

The annual enrollment period to change your current Medicare Advantage or Part D plan or to switch from Original Medicare to Medicare Advantage runs from October 1st to December 7th every year. Even if you’re not sure if you want to switch plans, the annual enrollment period is a good time to shop around and… Continue Reading ›

Most people avoid being hospitalized like the plague and rightfully so, medical mistakes in hospitals is the leading cause of death in the United States each year. According to the Health Grades Report, there were over 40,000 incidences of medical harm or death every day in 2011! These statistics are frightening enough for patients facing… Continue Reading ›

Non Profit Institute of Medicine Panel Says Change is Urgently Needed A series of reports dating back from 2000 to September of 2015, from the prestigious panel at the Institute of Medicine (IOM) has been drawing attention to the serious under reporting of misdiagnosis and diagnostic errors occurring all across the U.S. today. The importance… Continue Reading ›