Medicare recipients often hear the term “coordination of benefits” when they are seeking coverage or reviewing their plan during open enrollment. Coordination of benefits applies when someone on Medicare also has coverage from another health insurance company. What is Coordination of Benefits? If you are eligible for Medicare but also have another type of health… Continue Reading ›

If you’re turning 65 soon and thinking about Medicare, then you may already be overwhelmed by your options. Enrolling in a health plan can be confusing and complicated, especially when it comes to dates and deadlines. Should you sign up right away, or can you wait until you need the coverage? In short, enrolling in… Continue Reading ›

When you’re researching your Medicare options, navigating the Medicare website can be confusing, especially if you’ve already passed your initial eligibility period. For most people, initial eligibility depends on age. You have three months before the month you turn 65, the month of your 65th birthday and three months after that month – for a… Continue Reading ›

Medicare has long been one of the “third rails” of American politics. It’s a program that has weathered the test of time, and it has contributed to the stability of individual families and the economy at large. Medicare provides health insurance for seniors over the age of 65 and people with certain disabilities. But increasing… Continue Reading ›

If you’ve recently become eligible for Medicare, you may be confused about your options for coverage, particularly whether you should choose original Medicare or Medicare Advantage. Both offer healthcare coverage, and it’s possible that premium costs are not significantly different. But actual coverage and your out-of-pocket expenses can differ significantly depending on what you choose…. Continue Reading ›

The Affordable Care Act (ACA) was passed in 2010 with major provisions taking effect in 2013. The law was a complete overhaul and expansion of the healthcare system in America, perhaps the biggest overhaul to date and a significant federal move since the passage of Medicare and Medicaid in 1965. Although the ACA (also called… Continue Reading ›

On November 17, the Centers for Medicare and Medicaid Services (CMS) announced premiums, deductibles and coinsurance amounts for Original Medicare (Parts A and B). Medicare Part A enrollees will see slight increases in coinsurance rates and the yearly deductible. For new customers and those who aren’t receiving Social Security benefits, premium rates are expected to… Continue Reading ›

If you’re about to celebrate or recently celebrated your 65th birthday, there’s a lot of exciting things to look forward to, including health coverage from Medicare. If you’ve paid out of pocket for expensive individual health insurance or had coverage through your employer previously, you may be excited to join the Medicare market for a… Continue Reading ›

The Centers for Medicare and Medicaid (CMS) announced recently that people affected by Hurricanes Harvey, Irma and Maria may be eligible for a special enrollment period for Medicare as well as the health insurance exchanges. These changes could make it easier for those most seriously affected by the 2017 hurricane season to manage their healthcare…. Continue Reading ›