Obamacare in Nevada

Health Insurance

November 1, 2017

The Silver State has faced the worst growth of household income for the past five years. One of only two states founded during the Civil War, Nevada is a hotly contested battleground state. In the 2016 presidential election, the Democratic candidate narrowly won its six electoral college votes by two percentage points. This battlefield mentality is reflected in Nevada’s challenge of the Affordable Care Act at the Supreme Court level but its acceptance of expanded Medicaid guidelines under the law.

Enrollment through the Years

Nevada offers Obamacare plans to its residents through the federal marketplace. Over the last three years, marketplace participation has increased, first significantly and then slightly between last year and now.

  • 73,596 Nevadans enrolled in 2015
  • 88,145 Nevadans enrolled in 2016
  • 89,061 Nevadans enrolled in 2017

In 2017, Nevada’s marketplace welcomed 29,199 new enrollees and welcomed back 59,862 enrollees from the previous year. The nearly 15,000 newcomers in 2016 signed up, most likely, because of anticipated election-year changes. Most Nevadan exchange consumers in 2017 were between 55 and 64 years old.

Since Medicaid was expanded in the state, about 203,900 newly eligible people have signed up.

Cost Assistance

Nevadan marketplace enrollees who earn between 100 and 400 percent of the federal poverty limit are eligible for cost assistance. In 2017, 83 percent of Nevadan participants applied federal subsidies toward their monthly premiums. Cost-sharing reductions were granted to the 55 percent of Nevadan insureds earning up to 250 percent of the federal poverty limit and selecting a silver-level health plan.

Carrier Participation & Plan Availability

In 2017, Nevadans had 407 health insurance plan options available from four carriers. Since only two carriers are continuing to cover Nevada in 2018, residents must carefully follow insurance related developments at the county and state levels for changes that affect their coverage. Note that plan availability varies by county.

Note: The information provided on this page is constantly being updated with the latest statistical data available. Check back soon for updates.