A new report released on September 20 by Avalere Health found that the proposed Graham-Cassidy-Heller-Johnson bill (GCHJ) would reduce federal healthcare funding by $215 billion over the next decade. Crunching the numbers from a recent report developed by the...
A landlocked state in the Southeast, Tennessee’s borders are marked by the rugged Appalachians to the east and the Mississippi River to the west. The state ties with Missouri as the state bordering the most states. Home to Nashville, Elvis Presley’s Graceland home,...
High crime, low student test scores and one of the poorest economic climates in the country make life significantly less enchanting for residents of The Land of Enchantment. Although New Mexican presidential selections have been historically split between the two...
One of the most popular ancillary coverages offered by health insurance companies, and one that is the most requested by employees, is dental insurance. At the end of 2016, about 66 percent of Americans had dental benefits. However, there are many different dental...
Your health insurance plan covers costs after you have met your deductible and paid your copays. What insurance does not pay is expenses you may incur when you are kept in the hospital overnight. Hospital indemnity insurance pays a per-day amount for each night you...
Health insurance should be expansive enough to cover all your medical expenses. In reality, there are co-payments, non-covered expenses and deductibles that you must pay out of your own pocket. Even employer-sponsored health insurance – which covers most of the people...
In addition to dental and health benefits, life insurance is one of the ancillary benefits that people look for in a comprehensive employer benefits package. It’s also something you can buy on your own without assistance or restrictions from an employer. Life...
Long-term care insurance is designed to supplement your health insurance as well as Medicare and Medicaid should you or a family member require long-term care. These policies reimburse you a daily amount for services that assist with daily living, like bathing,...
A fixed indemnity plan pays a fixed amount for covered services, and those payments are made directly to you as the insured. There is usually no deductible as there would be with major medical plans. This ancillary product is often referred to as “fee-for-service”...
Health benefit insurance plans (HBI) are new on the insurance market. These plans are designed to protect you against the high out-of-pocket costs that you could face with major medical insurance. HBIs combine many different types of coverage, such as critical illness...
